Barbara,
I would like to comment on a couple of the items you brought up. About the tripod, as far as photographic equipment goes this is not a big ticket item. I find them to be a big help when I shoot indoors in natural light. I don't think the bean bag would give you much flexibility. The height of your camera should not be determined by what you place your bean bag on. I would also suggest a cable shutter release. Another inexpensive item.
As far as adjusting the lighting of a photo in Photoshop. Why would you not? If all else is what you want, and you can bring it up to speed, I say do it. Also, some scanners will create darker lighting than the reality of the photo. I know mine does. A quick adjustment in Photoshop brings it back. It's just a small part of the creative process that you control.
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Mike McCarty
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